MC Legal Services
Lasting Powers of Attorney
A Lasting Power of Attorney (LPA) is a document which allows a family member or other person you trust to make important decisions on your behalf.
There are two types of LPA - one for Property and Financial Affairs and one for Health and Care.
The Property and Finance LPA will enable your attorneys to access your bank and building society accounts, pay your household bills, make and sell investments, claim and receive benefits, and buy or sell a property for you.
You can choose whether your want your attorneys to act for you as soon as the LPA is registered or only once you can no longer understand and make decisions.
The Health and Care LPA may enable your attorneys to give or refuse consent to health care, arrange for you to receive help and assistance from social services, or make decisions about whether you stay living in your own home or move into residential care. You can also elect to grant your attorneys the power to decide whether to allow or refuse life sustaining medical treatment for you.
The attorneys you appoint in the Health and Care LPA can only act once you have lost mental capacity.
It is important to note that an individual can only create a Lasting Power of Attorney while they still have mental capacity. It will be too late once you have lost capacity which would mean your family could only gain control of your affairs by applying to the Court of Protection for Deputyship, which is a longer, more complicated and much more costly process.
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